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Spend happens with policy attached
Every card carries its budget, category, and approver. The rules travel with the transaction.
Ledgerly is the spend-management platform for finance teams who want control without the friction. Issue cards, set policy, and close the month in hours, not weeks.
Finance teams at fast-moving companies run on Ledgerly
Cards, approvals, reimbursements, and the ledger, connected in real time, so finance stops chasing receipts and starts closing faster.
Budgets that enforce themselves
SMS, email, or app
In as little as one business day.
Totals across every team on Ledgerly, as of the last close.
Average time to close the books
Down from 3 weeksAnnual spend managed
Across all cards and billsLedger uptime
Backed by our platform SLAFinance teams issuing cards today
Every card carries its budget, category, and approver. The rules travel with the transaction.
GL codes, tax, and receipts match automatically, flagging only the exceptions that need a human.
Balances push to your ERP continuously, so month-end is a review, not a rebuild.
| Date | Description | Debit |
|---|---|---|
| SEP 14 | Amazon Web ServicesInfrastructure · auto-coded | −$4,182.00 Eng · card •0197 |
| SEP 14 | LinkedIn AdsMarketing · auto-coded | −$2,640.00 Growth · card •3355 |
| SEP 13 | Notion LabsSoftware · auto-coded | −$96.00 Ops · card •7781 |
| SEP 12 | Delta Air LinesTravel · receipt matched | −$518.40 Sales · card •2210 |
| Posted this week | −$7,436.40 |
Ledgerly is built on regulated banking rails with funds held at FDIC-insured partner banks. Data is encrypted with AES-256 at rest and TLS 1.3 in transit, and every action is written to an immutable audit log.
Independently audited controls, renewed annually.
Encryption at rest and in transit, everywhere.
Tamper-evident record of every event and approval.
SAML, Okta, and role-based access provisioning.
No per-card fees. No lock-in. Cards, approvals, and the ledger are included on every plan.
For small teams putting spend on rails for the first time.
For finance teams standardizing spend across departments.
For multi-entity finance orgs with advanced controls.
Still curious? Talk to a product specialist and we’ll map Ledgerly to your close.
Book a walkthroughMost teams issue their first cards the same day they sign up. Full ERP sync and approval rules are typically configured within a week, with white-glove onboarding included on Growth and Enterprise plans.
Funds are held at our FDIC-insured partner banks, not by Ledgerly. Card transactions settle on regulated Visa rails, and your balance is available in real time with pass-through deposit insurance up to applicable limits.
Native, two-way sync with NetSuite, QuickBooks Online, Xero, and Sage Intacct. Transactions arrive coded with GL accounts, classes, and tax so reconciliation is a review rather than data entry.
Yes. Every card and budget carries its own limit, category restrictions, and approval chain. Policy is enforced at the moment of purchase, out-of-bounds spend is declined or routed for review automatically.
Ledgerly is SOC 2 Type II audited and PCI-DSS Level 1 certified. Data is encrypted with AES-256 at rest and TLS 1.3 in transit, with SSO, SCIM provisioning, and an immutable audit log of every action.
Join 4,200+ finance teams who traded spreadsheets and receipt chasing for one system of record.