Ledgerly
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Live spend, closed books · real-time

Every dollar,
accounted for.

Ledgerly is the spend-management platform for finance teams who want control without the friction. Issue cards, set policy, and close the month in hours, not weeks.

Start free trial See the platform
No card required SOC 2 Type II PCI-DSS Level 1
app.ledgerly.io/overview
Overview 7D30DQTR
Spend MTD
$248.6k
▲ 4.2%
Budget left
$91.4k
of $340k
Open items
12
▼ 31%
Daily spendSep 2026
Finance teams at fast-moving companies run on Ledgerly
NorthwindKestrelMeridian HalcyonVoltaicBrightline Cedar&CoPinpoint
01 · The platform

One system for every dollar that leaves the building.

Cards, approvals, reimbursements, and the ledger, connected in real time, so finance stops chasing receipts and starts closing faster.

Virtual & physical cards, issued in seconds

Spin up a card per vendor, project, or teammate with limits, categories, and expiry baked in. Freeze or top up instantly.

Ledgerly
4821 •••• •••• 0197
Cardholder
Marketing · Ads
Exp
09 / 28
$3,800 spent$10,000 limit
/02

Budgets that enforce themselves

Set per-team caps and let policy block out-of-bounds spend before it happens.

/03

Receipts captured automatically

SMS, email, or app, receipts match to transactions the moment they land.

Approvals that route themselves

Rules send each request to the right owner. Approve from Slack, email, or the app in a tap.

AK
AWS · Infrastructure
REQ-4471 · Aisha K.
Approved
DL
Figma · Design seats
REQ-4472 · Diego L.
Pending · VP
RM
Offsite dinner
REQ-4470 · Rhea M.
Over policy
/05

Reimbursements in one cycle

Employees submit, you approve, ACH pays out, in as little as one business day.

/06

Ledger & ERP sync

Every transaction lands coded and reconciled in NetSuite, QuickBooks, or Xero.

02 · By the numbers
6d
Average time to close the books, down from 3 weeks.
$1.4B
Annualized spend managed across the platform.
99.99%
Ledger uptime, backed by our platform SLA.
4,200+
Finance teams issuing cards on Ledgerly today.
Live ledger Syncing
AW
Amazon Web Services
Infrastructure · auto-coded
−$4,182.00Eng · card •0197
LI
LinkedIn Ads
Marketing · auto-coded
−$2,640.00Growth · card •3355
NO
Notion Labs
Software · auto-coded
−$96.00Ops · card •7781
DE
Delta Air Lines
Travel · receipt matched
−$518.40Sales · card •2210
03 · From swipe to statement

The close runs itself while you sleep.

01

Spend happens with policy attached

Every card carries its budget, category, and approver. The rules travel with the transaction.

02

Coding & receipts resolve on their own

GL codes, tax, and receipts match automatically, flagging only the exceptions that need a human.

03

Books reconcile in real time

Balances push to your ERP continuously, so month-end is a review, not a rebuild.

04 · Security & compliance

Bank-grade by default. Auditable by design.

Ledgerly is built on regulated banking rails with funds held at FDIC-insured partner banks. Data is encrypted with AES-256 at rest and TLS 1.3 in transit, and every action is written to an immutable audit log.

SOC 2 Type II PCI-DSS Level 1 GDPR · CCPA
SOC 2 Type IIIndependently audited controls, renewed annually.
AES-256 & TLS 1.3Encryption at rest and in transit, everywhere.
Immutable audit logTamper-evident record of every event and approval.
SSO & SCIMSAML, Okta, and role-based access provisioning.
05 · Pricing

Simple pricing that scales with spend.

No per-card fees. No lock-in. Cards, approvals, and the ledger are included on every plan.

Starter

For small teams putting spend on rails for the first time.

$0/mo · up to 15 cards
  • Unlimited virtual cards
  • Budgets & single-step approvals
  • QuickBooks & Xero sync
  • Email support
Get started
Growth

For finance teams standardizing spend across departments.

$12/active user / mo
  • Everything in Starter, plus:
  • Multi-step approval workflows
  • Reimbursements & bill pay
  • NetSuite sync & custom rules
  • Priority support & onboarding
Start free trial
Enterprise

For multi-entity finance orgs with advanced controls.

Custom
  • Everything in Growth, plus:
  • Multi-entity & multi-currency
  • SSO / SCIM & audit exports
  • Dedicated success manager & SLA
Contact sales
06 · FAQ

Answers before you ask.

Still curious? Talk to a product specialist and we’ll map Ledgerly to your close.

Book a walkthrough
How fast can we go live?

Most teams issue their first cards the same day they sign up. Full ERP sync and approval rules are typically configured within a week, with white-glove onboarding included on Growth and Enterprise plans.

Where does the money actually sit?

Funds are held at our FDIC-insured partner banks, not by Ledgerly. Card transactions settle on regulated Visa rails, and your balance is available in real time with pass-through deposit insurance up to applicable limits.

Which accounting tools do you support?

Native, two-way sync with NetSuite, QuickBooks Online, Xero, and Sage Intacct. Transactions arrive coded with GL accounts, classes, and tax so reconciliation is a review rather than data entry.

Can we set spend limits and policy per team?

Yes. Every card and budget carries its own limit, category restrictions, and approval chain. Policy is enforced at the moment of purchase, out-of-bounds spend is declined or routed for review automatically.

Is Ledgerly secure and compliant?

Ledgerly is SOC 2 Type II audited and PCI-DSS Level 1 certified. Data is encrypted with AES-256 at rest and TLS 1.3 in transit, with SSO, SCIM provisioning, and an immutable audit log of every action.

Ready when you are

Close the month before it closes you.

Join 4,200+ finance teams who traded spreadsheets and receipt chasing for one system of record.

Start free trial Book a demo